Clearing the headache of auto-enrolment

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AEdelivered - what it's about

What is pensions automatic enrolment?

 

Put simply, it is

the requirement for employers to automatically join (enrol) all of their employees who fit the eligibility into a pension scheme which the employer must provide.

Every employer in existence prior to 1st October 2017 was given a Staging Date.  This was the date from which automatic enrolment applied to them and all staging dates have now passed so affected employers should have complied with their duties.  All new employers from 1st October 2017 have automatic enrolment duties as soon as they employ anyone.  If you are an employer you must:

  • have checked to see if any of your workers fit the eligibility for joining help

  • have set up a qualifying workplace pension scheme (if you have eligible workers) help

  • join (enrol) your eligible workers within three months and pay a minimum level of contributions for them help

  • write to every worker telling them about how they are affected within six weeks

  • continue to pay contributions for all employees who remain in the pension scheme each time you pay them and join new employees or any that become eligible.

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AEdelivered - are you ready

When will it affect you?

 

All new employers will be affected as soon as they employ someone.

 

All employers who were in business before 1st October 2017 will have already passed their Staging Date (the final dates were 1st February 2018).  Staging dates were given out by the Pensions Regulator and were based on your PAYE reference. Find when your date was here. You will need your PAYE reference number.

 

If you are an employer make sure that you have either complied with auto-enrolment or that you are ready to comply as soon as the duties affect you (as soon as you employ someone) - if you don't do what you need to you could be fined - at least £400 and possibly a lot more.

 

The earlier you plan for compliance, the easier it will be. But don't worry if you've missed your staging date or are close to (or a little way past) your compliance date, we can help you to comply in just a few days (or hours if necessary).

 

The Pensions Regulator is carrying out random spot checks and is fining employers who do not comply with their duties.

 

Concerned that you may not have complied fully?  We can provide peace of mind by auditing what you have done for a fixed fee of £300.

AEdelivered - let us guide you

How we help you

 

Through our AE delivered service we will soothe your auto-enrolment headache.  For a fixed fee from £475, we will:

  • provide a 'Quick Reference Guide' to auto-enrolment. We include a project plan and suggested timeline to help you to plan. There is no charge for this Guide - download yours here

  • show you how you will be affected, including the cost of paying contributions. If you already have a pension scheme in place we can review this and tell you if it can be used for auto-enrolment help

  • help you to agree the basis for your qualifying workplace pension scheme help

  • provide details of suitable pension schemes so that you can make an informed decision; and help you to sign up to your chosen pension provider

  • help you to make sure you have the necessary payroll processes in place help

  • provide announcements and the necessary statutory communications for your workers help

  • help you to inform the Pensions Regulator what you have done to comply with your duties help

  • provide an Employer Process Guide if required to help you to deal with the ongoing duties once you have passed your compliance date

We will do all of this for you for a fixed fee of £475.

(the fee will be a little higher if you have missed your staging date or are within a month of your compliance date)

 

Learn more

Are you a professional business?

 

Find out about using AE delivered for your clients.

 

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AE delivered in detail

ALREADY
ACTED BUT
NOT SURE YOU'RE
COMPLIANT? OUR
AUDIT SERVICE
COSTS £300

DO YOU
HAVE DUTIES
BUT NOT ACTED?
ACT NOW TO
MINIMISE YOUR
FINE